Cigna – Edison, NJ
Learn More About the Benefits of Cigna
Dental insurance is an investment in a healthy mouth and body because your oral health and overall wellness are connected. Brushing and flossing aren't enough to keep your mouth healthy. You should also see a dentist regularly. Your dental insurance allows you to get the care you need for minimal out-of-pocket expenses. As your Cigna dentist in Edison, we will help you achieve optimal oral health by maximizing your dental benefits.
Cigna Coverage Availability & Fees
Cigna provides affordable dental plans for families and individuals. Your premiums give you access to a nationwide network of dental professionals to keep your teeth and gums healthy. Although every policy differs, most plans include:
- 100% of preventive dentistry
- 80% of basic dental work
- 50% of major dental services
You can have a cleaning and checkup every 6 months for a co-pay, as recommended by the American Dental Association. You'll benefit from preventive services for a co-pay to stop common oral health issues, like cavities and gum disease. As a result, you'll not only avoid tooth loss, but you'll also lessen your risk of needing dental work later. Researchers have found that $1 of preventive dental care may save up to $50 on restorative and emergency fees.
If you require any dental work, don't worry about a large bill. Cigna will cover some of the expenses for medically necessary services after meeting your annual deductible. You can use your yearly allowance to lower the amount you pay, so you don't have to delay treatment due to cost concerns.
Cigna recommends choosing a dentist in their network to benefit from more coverage at the time of services. They have pre-negotiated rates with preferred dentists to minimize your dental expenses. You can still use your coverage at an out-of-work dentist, but you may pay out-of-pocket. We help all patients maximize their annual benefits to reach their oral health goals.
Unfortunately, your dental coverage doesn't last forever. Your policy resets at the end of the year and you'll lose anything you haven't used. Nothing will accumulate and you won't be reimbursed for your premiums or deductibles. Less than 3% of Americans meet or exceed their annual limits, which accounts for billions of dollars lost in unused benefits every year. We don't want to see you throw money down the drain.
Meet Our Team
Dental insurance in Edison can be confusing, but we are here to help. Our dental team will work on your behalf with Cigna, so you have one less thing to worry about. A member of our office will explain how your coverage is being used and discuss your payment options for any remaining balance. We offer flexible financial solutions to keep a healthy, beautiful smile within everyone's budget.
Don't wait until it is too late to use your dental insurance. Request an appointment through our website or call our office at (732) 896-9975.
